About MegaStar

MegaStar Financial utilizes the most advanced technology in the mortgage banking business. Combined with our highly skilled and experienced support staff, the recent advancements in technology allow us to provide what we feel is the most superior service in the industry.

Why have only the most experienced loan officers?
Our loan officers have a minimum of four years experience in the mortgage banking industry. Why? With numerous programs in today's marketplace, our loan officers can discuss the merits of each, and help you select the best program to suit your needs. Their knowledge from underwriting guidelines to closing procedures ensures a smooth and timely loan process and closing.

What is meant by financial technology?
MegaStar Financial utilizes the most sophisticated and advanced computerized underwriting and processing programs available to our industry. These programs allow our processing staff to interface processing documents, credit reporting agencies, and underwriting programs into one simple step. In a majority of cases we should be able to issue a credit approval within hours of taking the loan application. Our proprietary software program "In Touch" provides constant communication via e-mail or fax as to the status of your loan application throughout the loan process. In addition you can apply for a loan on-line by accessing our web site.

What is MegaStar Financial's Team Concept?
Our production people are separated into several origination/processing Teams. The Team Concept creates great efficiencies of scale in the processing and closing end of the transaction, and allows the loan officer more control over the entire process. Our loan specialists provide closing figures directly to the title company as well as final closing documents. It is not necessary for our Teams to be at the mercy of an autonomous closing department. In addition, funding is done via checks instead of wires, so a closing will never be held up because a wire was not received.

Is MegaStar Financial a mortgage banker or a mortgage broker?
MegaStar Financial has the ability to do both mortgage banking as well as mortgage brokering. We have several correspondent relationships allowing us to provide a vast array of loan programs at very competitive rates on the mortgage banking or "in-house" side. In the unlikely event our "in-house" programs don't quite suite your needs, we have the ability to find alternative programs through our many mortgage brokering relationships. Whether you wish to build a new home, purchase an existing property, or refinance your current home or rental property, our knowledgeable staff can help you tailor a loan program to meet your specific needs.

Thank you for allowing MegaStar Financial the opportunity to service you!

Anita Padilla-Fitzgerald
President/CEO